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President James Buchanan

________ told Congress in December 1860 that no state had the right to secede from the Union but suggested that the federal government had no authority to stop a state if it did.

Ralph Waldo Emerson

________, speaking for much of the North, said at the time:"I do not see how a barbarous community and a civilized community can constitute one state ..

Homestead Act

The ________ of 1862 permitted any citizen or prospective citizen to claim 160 acres of public land and to purchase it for a small fee after living on it for five years.

National Bank Acts

The ________ of 1863- 1864 created a new national banking system.

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